Income Protection & Disability Insurance
No matter your profession, disability insurance will guarantee your financial security.
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Your career and income are dependent on your health… You need a disability insurance that you can count on.
Income protection and disability insurance provides cover for professionals in all different classes of work. Specifically, it provides cover for accidents and illnesses that result in loss of limb(s), eyesight, speech, hearing, or permanent and total disablement.
With this type of insurance, you have the security of knowing you will be compensated should you not be able to resume your original profession. You will not be forced to seek other work and, should you need to change your profession as a result of disablement, you will not lose your entitlements.
Income protection and disability insurance is ideal for all professionals concerned with not being able to work due to accident or illness. It also provides cover for loss of license (e.g. pilots), as well as with or without accidental death, and temporary total disablement.
Additional Benefits Overview of benefits
- A one-off lump sum payment
- Monthly, quarterly, semi-annual and annual payment options
- Worldwide coverage
- Insurance currency available in EUR, USD, CHF or GBP
- Customer friendly application questions
- Benefits of up to five times your annual income, or a maximum of EUR 12,500,000
With your international health insurance you receive ASN’s superior and exclusive services, 100% free-of-charge
Exceptional Service
Our concierge-quality services are 100% free and ensure that you are taken care of in a way that is superior to that of the insurance providers.
Specialized Products
With the insurance providers, we are able to develop and offer exclusive insurance products that can be tailored to your individual needs.
Trust & Transparency
Our consultants are 100% transparent and offer you honest & expert advice. Our business is built on trust and long-lasting relationships.
Global Support
No matter where you are in the world, you can be sure that your personal ASN support consultant will be available to assist you in any way possible.
24/7 customer service
With ASN, you will always have access to some form of 24/7 customer service, whether it is with your personal consultant or the emergency contacts provided.
Personal Advisor & Administration
Your personal advisor will handle the complete consultation & set-up of your insurance. Your support consultant will manage all administrative tasks including claims, guarantees of payment & renewals.
Here’s a Story for you
Living in Senegal, one of our valued clients from Switzerland operates a project that provides work for a community of Senegalese women, in the farming, harvesting and creation of moringa tea and moringa tea products.
Questions & Answers
Do you have more questions?
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Where am I covered?
Generally, you have worldwide coverage. Please refer to your policy terms and conditions for any exclusions or, alternatively, you can contact your ASN consultant for more information.
When does the cover begin and end?
Yes, in most cases, you will be covered for surgery/treatment in your home country. Please note, the accepted duration of travel could be limited, depending on the insurance provider, countries of travel and the type of treatment needed. International Health Insurance solutions are designed for expats and travellers in need consistent mobile coverage.
Can I cancel my insurance contract?
Yes, in most cases, you will be covered for surgery/treatment in your home country. Please note, the accepted duration of travel could be limited, depending on the insurance provider, countries of travel and the type of treatment needed. International Health Insurance solutions are designed for expats and travellers in need consistent mobile coverage.
When and how should I pay?
Yes, in most cases, you will be covered for surgery/treatment in your home country. Please note, the accepted duration of travel could be limited, depending on the insurance provider, countries of travel and the type of treatment needed. International Health Insurance solutions are designed for expats and travellers in need consistent mobile coverage.
What is not covered?
Yes, in most cases, you will be covered for surgery/treatment in your home country. Please note, the accepted duration of travel could be limited, depending on the insurance provider, countries of travel and the type of treatment needed. International Health Insurance solutions are designed for expats and travellers in need consistent mobile coverage.
Your personal consultants
Andreas Balemi
Head of Sales
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Françoise Villoz
Senior International Insurance Consultant
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Select one of the insurance products below to begin the process for receiving your quote:
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